New Era's group captive program delivers predictable healthcare costs and potential returns for mid-sized employers. Founded by Risk Management Advisors with over 20 years of proven expertise in alternative risk financing, we help companies take control of their employee benefits while maintaining complete protection against catastrophic claims.
Our member-owned structure combines the financial stability of traditional insurance with the transparency and savings potential of self-funding. Unlike conventional options, our captive members retain unused premium dollars and share in underwriting profits—turning what was once just an expense into a potential savings.
Join our community of forward-thinking employers who have escaped the cycle of annual premium increases. Our captive solution provides access to sophisticated cost containment strategies, detailed claims analytics, and risk management tools typically available only to much larger organizations.
With New Era, you're not just buying insurance—you're investing in a proven solution that transforms unpredictable healthcare expenses into a strategic business advantage.
